56387 ZIP Code — Waite Park, MN

Stearns County, Minnesota

ZIP code 56387 is located in Waite Park, Minnesota, within Stearns County. It covers approximately 8.95 square miles and serves a population of 7,703 residents. This is a po box ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56387

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1990s, giving the area an established character. Median home value is $214,500. Renters make up the majority at 56%, typical of denser urban areas.

Median household income is $52,762. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 56387 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,703

population

8.95

sq mi land

PO Box

ZIP type

Central (CT)

timezone

56387 ZIP code map

Cities in ZIP code 56387

Below are the cities the US Postal Service accepts for ZIP code 56387. Using any city not on this list may result in mail delivery delays.

City	Status
Waite Park	Acceptable

Demographics updated 05/2026

Population
Total population	7,703
Population density	861 / sq mi
State FIPS	27
County FIPS	145

Geography
Land area	8.95 sq mi
Water area	0.04 sq mi
Latitude	45.5401
Longitude	-94.2332
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.9%	38.8%	33.6%
$50k – $100k	34.7%	33.9%	31.5%
$100k – $200k	9.8%	22.7%	26.5%
Over $200k	0.5%	4.6%	8.5%

Demographics & statistics

7,703

Population

861

People per sq mi

39.9

Median age

$52,762

Median household income

$28,205

Per capita income

$214,500

Median home value

$1,023

Median monthly rent

43.7%

Home ownership

25.2%

Poverty rate

5.2%

Unemployment

1,606

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

217

Under 5

235

5–9

305

10–14

331

324

15–19

351

300

20–24

325

447

25–34

485

382

35–44

415

422

45–54

458

202

55–59

220

206

60–64

223

344

65–74

373

326

75–84

355

149

85+

162

← Male

Female →

Age summary

Group	Count	%
Under 18	1,640	21.3%
18 and over	6,063	78.7%
65 and over	1,709	22.2%
Median age	39.9 years

Race & ethnicity

White 57.7%

Black or African American 32.7%

Two or more races 3.3%

Hispanic or Latino 3.1%

Other race 2%

Asian 1.1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,585	57.7%
Black or African American	2,597	32.7%
Two or more races	259	3.3%
Hispanic or Latino	247	3.1%
Other race	161	2%
Asian	89	1.1%
American Indian / Alaska Native	12	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.9%	38.8%	33.6%
$50k – $100k	34.7%	33.9%	31.5%
$100k – $200k	9.8%	22.7%	26.5%
Over $200k	0.5%	4.6%	8.5%

Under $10k 2.3%

$10k–$15k 10.1%

$15k–$25k 9.9%

$25k–$35k 13.0%

$35k–$50k 12.2%

$50k–$75k 23.1%

$75k–$100k 9.4%

$100k–$150k 16.1%

$150k–$200k 2.3%

$200k+ 1.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	10.1%
$15k–$25k	9.9%
$25k–$35k	13.0%
$35k–$50k	12.2%
$50k–$75k	23.1%
$75k–$100k	9.4%
$100k–$150k	16.1%
$150k–$200k	2.3%
$200k+	1.6%
Median income	$52,762

Housing

Home values

Under $50k 2.4%

$50k–$100k 1.6%

$100k–$150k 8.8%

$150k–$200k 30.2%

$200k–$300k 32.8%

$300k–$500k 15.3%

$500k–$1M 8.1%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$214,500
Median rent / month	$1,023
Owner occupied	43.7%
Renter occupied	56.3%
Vacant	2.4%
Single-family detached	42.2%
Large apartment buildings	42.1%
Mobile homes	0.0%
Median rooms	4.2
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	15.1%
2000–2009	14.1%
1990–1999	24.3%
1980–1989	22.1%
1970–1979	7.6%
1960–1969	5.0%
1950–1959	5.2%
1940–1949	1.5%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	12.1%
2 bedrooms	56.8%
3 bedrooms	16.6%
4 bedrooms	13.5%
5+ bedrooms	0.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	48.3%
2 vehicles	26.4%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	46.2%
Electricity	45.3%
Propane / LP gas	2.6%
Fuel oil	0.3%
No fuel used	4.2%

Households & families

Household type	Count	%
Married-couple family	1,529	43.9%
Cohabiting couple	118	3.4%
Male householder, no spouse	678	19.5%
Female householder, no spouse	1,154	33.2%
Households with children under 18	834	24.0%
Households with seniors (65+)	1,294	37.2%
Average household size	2.19

Marital status

Status	Male	Female
Never married	30.9%	29.7%
Married	53.4%	46.0%
Separated	0.2%	0.9%
Widowed	4.9%	13.3%
Divorced	10.6%	10.1%

Education

Less than 9th grade 8.3%

Some HS, no diploma 4.4%

HS graduate 31.9%

Some college, no degree 25.3%

Associate's degree 11.5%

Bachelor's degree 12.2%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	87.3%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	2.3%
Kindergarten	33	2.2%
Elementary school	448	29.3%
High school	607	39.7%
College / grad school	405	26.5%

Employment

Industry of employment

Education & healthcare 31.0%

Retail trade 15.1%

Manufacturing 10.8%

Other services 10.2%

Professional & management 8.4%

Transportation & utilities 8.1%

Arts, food & hospitality 6.6%

Construction 4.8%

Finance & real estate 1.5%

Agriculture & mining 1.4%

Wholesale trade 1.1%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	24.8%
Service	33.1%
Sales & office	15.9%
Natural resources & construction	6.2%
Production & transportation	20.0%

Employment type

Type	%
Private sector	84.6%
Government	7.2%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.0%
Carpool	8.3%
Public transit	0.4%
Walk	4.1%
Work from home	6.0%
Other means	0.3%
Avg commute (minutes)	16.6

Poverty

All people 25.2%

Under 18 years 43.9%

18 and over 20.1%

Married-couple families 13.1%

Female-led households 45.0%

Income support

Source	% of households
Social Security	38.7%
Retirement income	20.9%
Supplemental Security	6.5%
Cash public assistance	2.9%
Food stamps / SNAP	18.5%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	29.9%
High cholesterol	28.6%
Diabetes	9.8%
Heart disease	7.1%
Stroke	3.6%
Asthma	9.7%
Arthritis	24.0%
Kidney disease	3.3%
Pulmonary disease	7.0%
Cancer	6.5%

Behavior / access	%
Smoking	20.3%
Binge drinking	19.1%
No physical activity	26.8%
Less than 7 hrs sleep	30.8%
Depression	24.4%
Fair or poor health	15.7%
Poor mental health	15.8%
Poor physical health	11.1%
No health insurance	14.4%
Visited doctor (checkup)	69.6%
Visited dentist	62.3%
Cholesterol screening	83.3%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	463	7.6%

Disability	%
Any disability	16.8%
Under 18	2.0%
18–64 years	16.3%
65 and over	32.4%

Health insurance coverage

Type	%
Private insurance	51.9%
Public insurance	63.5%
No insurance	3.9%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,251	94.1%
Spanish	1,059	14.6%
Other Indo-European	91	1.3%
Asian & Pacific Islander	0	0.0%
Other languages	12	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,832	75.7%
Born in same state	5,707	74.1%
Born in different state	4,730	61.4%
Foreign born	125	1.6%
Naturalized citizen	1,871	24.3%
Not a US citizen	519	27.7%

Ancestry

Ancestry	Count	%
Polish	464	6%
Italian	418	5.4%
Arab	298	3.9%
French	192	2.5%

Ancestry	Count	%
English	94	1.2%
Dutch	22	0.3%
German	12	0.2%

Technology access

Metric	% of households
Computer access	45.2%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56387

What city is ZIP code 56387 in?

ZIP code 56387 is primarily assigned to Waite Park, Minnesota.

What county is ZIP code 56387 in?

ZIP code 56387 falls within Stearns County, Minnesota.

What is the poverty rate in ZIP code 56387?

25% of residents in ZIP code 56387 live below the poverty line, above the national average.

Is ZIP code 56387 mostly rentals?

56% of occupied units in ZIP code 56387 are renter-occupied.

Does ZIP code 56387 have a large retiree population?

39% of households in ZIP code 56387 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 56387?

ZIP code 56387 has an estimated population of 7,703 residents, with a density of 861 people per square mile.

What timezone is ZIP code 56387 in?

ZIP code 56387 observes the CST timezone.